国际清算银行-取得进展-2022年国际清算银行对央行数字货币和加密货币的调查结果（英）-2023.7-32页

VIP专免

3.0 Susu2024 2024-07-23 92 16 685.87KB 32 页免费

侵权投诉

BIS Papers

No 136

Making headway – Results

of the 2022 BIS survey on

central bank digital

currencies and crypto

by Anneke Kosse and Ilaria Mattei

Monetary and Economic Department

July 2023

JEL classification: E42, E58, O33.

Keywords: central bank digital currencies, CBDC, digital

innovation, cryptoassets, financial inclusion,

stablecoins, cross-border payments, interoperability,

fast payment systems.

The views expressed are those of the authors and not necessarily the views of the BIS.

This publication is available on the BIS website (www.bis.org).

reproduced or translated provided the source is stated.

ISSN 1682-7651 (online)

ISBN 978-92-9259-673-6 (online)

BIS Papers No 136 1

Making headway – Results of the 2022 BIS survey on

central bank digital currencies and crypto1

Over the course of 2022, the share of central banks engaged in some form of central

bank digital currency (CBDC) work rose further, to 93%, and their uncertainty about

short-term CBDC issuance is fading. Work on retail CBDC is more advanced than on

wholesale CBDC: almost a quarter of central banks are piloting a retail CBDC. More

than 80% of central banks see potential value in having both a retail CBDC and a fast

payment system, mostly because a retail CBDC has specific properties and may offer

additional features. The survey suggests that there could be 15 retail and nine wholesale

CBDCs publicly circulating in 2030. More than nine out of 10 central banks engage with

other stakeholders when designing proofs of concept, pilots or live CBDCs. The degree

of that engagement and the type of entities involved differ between emerging market

and developing economies (EMDEs) and advanced economies (AEs). They also differ by

type of CBDC and the stage of work. The survey further shows that, to date, stablecoins

and other cryptoassets are rarely used for payments outside the crypto ecosystem. Some

60% of surveyed central banks reported that they have stepped up their CBDC work in

response to the emergence of cryptoassets.

Introduction

This paper presents the results of a survey of 86 central banks conducted in late 2022

about their involvement in CBDC work, as well as their motivations and intentions of

potentially issuing one. The survey also asked about central banks’ assessment of the

use of stablecoins and other cryptoassets in their jurisdictions.

Over the course of 2022, work on CBDCs progressed further. There are currently

four central banks that have issued a live retail CBDC: The Bahamas, the Eastern

Caribbean, Jamaica and Nigeria.2 Although no new retail CBDCs were launched in

2022, there are probably more to come: 18% of central banks indicated in the survey

that they are likely to issue a retail CBDC in the near term. Various central banks

published results of their CBDC experiments, including Sveriges Riksbank, the Federal

Reserve Bank of New York, and the Reserve Bank of Australia, Central Bank of

Malaysia, the Monetary Authority of Singapore and the South African Reserve Bank,

in collaboration with the BIS Innovation Hub.3 Moreover, in recent months, the Central

Reserve Bank of Peru, the Hong Kong Monetary Authority, the Bank of England, the

European Central Bank (ECB) and the Bank of Canada launched consultations or

1 We thank Stijn Claessens, Jon Frost, Tirupam Goel and Tara Rice for their valuable comments and

Anamaria Illes for excellent research assistance. The views expressed in this article are those of the

authors and do not necessarily reflect those of the BIS.

2 Based on the updated data set on CBDC projects, speeches and search interest, as of 13 January

2023, from Auer et al (2020). For the latest status of CBDC projects, see CBDC tracker at

cbdctracker.org/ from Mikhalev et al (2021) and the CBDC Tracker from the Atlantic Council at

www.atlanticcouncil.org/cbdctracker/.

3 See Sveriges Riksbank (2022), Federal Reserve Bank of New York (2022) and the BISIH et al (2022).

研报加载中……请稍候！
如果长时间未打开，您也可以点击刷新试试。

下载研报到电脑，查找使用更方便

免费 16人已下载

立即下载 VIP免费下载

标签： #银行

摘要：

BISPapersNo136Makingheadway–Resultsofthe2022BISsurveyoncentralbankdigitalcurrenciesandcryptobyAnnekeKosseandIlariaMatteiMonetaryandEconomicDepartmentJuly2023JELclassification:E42,E58,O33.Keywords:centralbankdigitalcurrencies,CBDC,digitalinnovation,cryptoassets,financialinclusion,stablecoins,cross-bo...

展开>> 收起<<

国际清算银行-取得进展-2022年国际清算银行对央行数字货币和加密货币的调查结果（英）-2023.7-32页.pdf

共32页,预览10页

还剩页未读，继续阅读